HomeMy WebLinkAboutInsurance Cert. May 19 2021 - 2022Allstate Indemnity Company
PO Box 660598
Dallas, TX 75266-0598
City of Auburn
25 W MAIN ST
AUBURN WA 98001-4998
Policy number: 987 647 793
Transaction: Renewal
ADDITIONAL THIRD PARTY
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You're in good hands.
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Barry V Hasson
7727 Aurora Ave N
Seattle WA 98703
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STUART S MATTHIS
AND ANGELA A GOSSWILLER
28728 GREEN RIVER RD
KENT WA 98030-8300
Q)Allstate.
You're in good hands.
Information as of April 2, 2021
Policyholder(s) Page 1 of 2
Stuart S Matthis
Policv number
987 647 793
Your Allstate agency is
Barry V Hasson
(206) 782-5191
BarryHasson@allstate.com
Thank You for Being a Loyal Allstate Customer —We're Happy to Have
You with Us!
Here's your Renters insurance renewal offer for the next 12 months. I've also included a guide to what's in this
package and answers to some common questions.
Have you considered our Easy Pay Plan?
Tired of writing checks? Interested in a solution that could save you money? You may qualify for a 5% premium
discount at your next renewal by having your insurance payments automatically deducted from your checking or
savings account through the Allstate0l Easy Pay Plan. You'll be able to select a convenient day of the month for
your premium withdrawal —either a monthly installment payment or a single Pay in Full option. And you'll avoid
the hassle of writing checks and worrying about payments getting lost in the mail.
For more information on the Allstate' Easy Pay Plan, call your agent or visit allstate.com.
Renewing your policy is easy
Keep an eye out for your bill, which should arrive in a couple of weeks. Just send your payment by the due date
on your bill.
If you're enrolled in the Allstate Easy Pay Plan, you won't receive a bill —we'll send you a statement with your
payment withdrawal schedule.
You also won't receive a bill if a mortgage company or lienholder pays your insurance premium for you.
How to contact us
Give me a call at (206) 782-5191 if you have any questions. It's my job to make sure you're in good hands.
Sincerely,
Barry V Hasson
Your Allstate Agent
RP573-2
B2077
Policy number: 1987647 793
Policy effective date: May 19, 2021
Page 2 of 2
Your Insurance Coverage Checklist
We're happy to have you as an Allstate customer! This checklist outlines what's in this package and provides answers to some
basic questions, as well as any "next steps" you may need to take.
❑ What's in this package?
See the guide below for the documents that are included.
Next steps: review your Policy Declarations to confirm you
have the coverages, coverage limits, premiums and
savings that you requested and expected. Read any
Endorsements or Important Notices to learn about new
policy changes, topics of special interest, as well as
required communications. Keep all of these documents
with your other important insurance papers.
❑ Am I getting all the discounts I should?
Confirm with your Allstate Agent that you're benefiting
from all the discounts you're eligible to receive.
A guide to your renewal package
❑ What about my bill?
Unless you've already paid your premium in full, we'll send
your bill separately. Next steps: please pay the minimum
amount by the due date listed on it.
You can also pay your bill online at allstate.com or by
calling 1-800-ALLSTATE (1-800-255-7828). Para espanol,
Ilamar al 1-800-979-4285. If you're enrolled in the
Allstat' Easy Pay Plan, we'll send you a statement
detailing your payment withdrawal schedule.
❑ What if I have questions?
You can either contact your Allstate Agent or call us 24/7
at 1-800-ALLSTATE (1-800-255-7828) - para espanol,
Ilamar al 1-800-979-4285 - with questions about your
coverage, or to update your coverages, limits, or
deductibles. Or visit us online at allstate.com.
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* To make it easier to see where you may have gaps in your protection, we've highlighted any coverages you do not have in the M
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Your policy effective date is May 19, 2021
Total Premium for the Premium Period (Your bill will be mailed separately)
Premium for property insured $284.98
Total $284.98
Your bill will be mailed separately. Before making a payment, please refer to your
latest bill, which includes payment options and Installment fee information. If you do
not pay in full, you will be charged an installment fee(s). If you do not pay your bill by
the due date shown on your billing statement, you may be charged a late fee.
Increase Due to Rate change $0.00 Total Premium Increase $3.25
Location of property insured
28728 Green River Rd, Kent, WA 98030-8300
Rating Information
The dwelling is occupied by 1 family
Additional Interested Party:
City of Auburn
25 W Main Street, Auburn, WA 98001-4916
WAllstate.
You're in good hands.
Pagel of 3
Information as of April 2, 2021
Summary
Named Insured(s)
Stuart S Matthis
Mailing address
28728 Green River Rd
(Cent WA 98030-8300
Policy number
987 647 793
Your policy provided by
Allstate Indemnity Company
Policy period
Begins on May 19, 2021 at 12:01 A.M.
standard time, with no fixed date of
expiration
Premium period
Beginning May 19, 2021 through May 19,
2022 at 12:01 A.M. standard time
Your Allstate agency is
Barry V Hasson
7721 Aurora Ave N
Seattle WA 98103
(206) 782-5191
BarryHasson@allstate.com
Some or all of the information on your
Policy Declarations is used in the rating
of your policy or it could affect your
eligibility for certain coverages. Please
notify us immediately if you believe
that any information on your Policy
Declarations is incorrect. We will make
corrections once you have notified us,
and any resulting rate adjustments, will
be made only for the current policy
period or for Suture policy periods.
Please also notify us immediately if you
believe any coverages are not listed or
are inaccurately listed.
Coverage detail for the property insured
Coverage Limits of Liability Applicable Deductible(s)
Personal Property Protection -
Reimbursement Provision
$39,000
• $500 All peril
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Renewal Renters Policy Declarations
Policy number: I9i37 �47 i93
Policy effective date: May 19, 2021
Page 2of3
Additional Living Expense _
Up to 12 months
Family Liability Protection
$500,000 each occurrence
Guest Medical Protection
$5,000 each person
Other Coverages Not Purchased:
• Business Property Protection*
a Extended Coverage on Musical
• Increased Coverage on Building
• Business Pursuits*
Instruments*
Improvements*
s Cellular Communication System*
® Extended Coverage on Sports
" Increased Coverage on Money*
® Electronic Data Processing
Equipment*
• Increased Coverage on Securities*
Equipment*
• Fire Department Charges*
. Increased Silverware Theft Limit*
• Extended Coverage on Cameras*
* Home Day Care*
• Lock Replacement*
• Extended Coverage on Jewelry,
. Incidental Office, Private
e Waterbed Liability*
Watches and Furs*
School Or Studio*
* This coverage can provide you with valuable protection. To help you stay current with
your insurance needs, contact your agent to discuss available coverage options and
other products and services that can help protect you.
Scheduled Personal Property Coverage
Your policy does not include Scheduled Personal property Coverage. This coverage can provide you with valuable protection. To
help you stay current with your insurance needs, contact your agent to discuss available coverage options and other products and
services that can help protect you.
o. policy .
Your Renters policy consists of the Policy Declarations and the following documents. Please keep them together.
■ Renters Policy - AP1033-1 . Washington Amendatory Endorsement - AP4905
* Amendment of Policy Provisions - AP4710 ® Washington Amendatory Endorsement - AU14884
• Additional Insureds Endorsement - AU267 « Depreciation Amendatory Endorsement - AP4970
® Additional Insured - Nan -Relative -Personal Property
Protection -Coverage C, Family Liability Protection -Coverage
X and Guest Medical Protection -Coverage Y - AVP436
Important payment and coverage information
Mere is some additional, helpful information related to your coverage and paying your bill:
0, A $10.00 late fee may be assessed if payment is received after the due date.
0- Coverage C - Personal Property Protection includes an approximate increase of $1,000 due to the Property Insurance
Adjustment provision using the Marshall Swift Boeckh Publications personal property cost estimating index.
w Please note: This is not a request for payment. Your bill will be mailed separately.
Renewal Renters Policy Declarations
Policy number: 1987647 793 Page
Policy effective date: May 19, 2021 3 of 3
You're in good hands.
Allstate Indemnity Company's Secretary and President have signed this policy with legal authority at Northbrook, Illinois.
Julie Parsons
President
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Susan L. Lees
Secretary
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Policy Endorsement _
Policy number: 987 "77
Policy effective date: May 19, 2021
The following endorsement changes your policy.
Please read this document carefully and keep it with your policy.
Amendatory Endorsement - AP4970
Throughout the policy, when determining the actual cash value of the loss, the
costs necessary to repair, rebuild or replace the destroyed, damaged or stolen
property may be depreciated. Such costs subject to depreciation may include,
but are not limited to, goods, materials, equipment, labor, overhead and profit,
taxes, fees or similar charges,
All other policy terms and conditions apply.
Page 7 of 1
Important notices
Policy number: 1987647 793
Policy effective date: May 19, 2021
Notice of Changes to Your Policy
We've changed your policy by adding a new Amendatory
Endorsement. Please read this new Amendatory Endorsement
and keep it with your other policy forms.
We're also providing you with the following summary. We
hope you find it informative and useful, but keep in mind that
it's not part of your contract. Always reference your policy
documents for your exact coverage details.
If you have any questions about this notice or your policy
coverage, you can contact your Allstate Agent or
representative, call 1-800 ALLSTATE@ (1-800-255-7828), or
visit www.allstate.com. We're here to help!
Summary of Changes
We have added the following additional information to the
policy describing our calculation of actual cash value:
"Throughout the policy, when determining the actual cash value of
the loss, the costs necessary to repair, rebuild or replace the
destroyed, damaged or stolen property may be depreciated. Such
costs subject to depreciation may include, but are not limited to,
goods, materials, equipment, labor, overhead and profit, taxes, fees
or similar charges."
Again, please carefully read the enclosed endorsement
together with all other applicable forms and the enclosed
Policy Declarations,
XC7215
Your Coverage Limits Have Been
Increased
We are writing to let you know that with this renewal, your
Contents Protection (Coverage C) limits have been increased
and, as a result, your premium has increased accordingly.
Your policy includes a feature called "Property Insurance
Adjustment" (PIA). PIA reflects changes in personal property
costs that may have occurred during the policy period. This
information is useful in estimating the amount of insurance
coverage needed to cover the cost of replacing your personal
property in the event of a loss.
Your policy's PIA recently indicated that personal property
costs in your market have increased. Based on this information,
we have increased your Contents Protection limits.
R)IIm
Page 1 of 2 Q)Allstate.
You're in good hands.
However, we would like you to consider whether the changes
we made are sufficient. Keep in mind that while our coverage
estimates are based on what we believe are sound
assumptions, they are only estimates. It's possible that the new
limits may not provide sufficient coverage in the event of a
loss. Conversely, there is a possibility that your new limits may
provide coverage in excess of the actual cost of your home's
contents.
If you are unsure whether this coverage limit increase is
adequate, please call your Allstate representative. Together,
we can help you determine the coverage limits that are right for
you.
We truly appreciate your continued business, and we want to
help you in any way we can with your insurance. Thank you.
X67683
Information about Scheduled Personal
Property Coverage
Protection for Your Valuables
Allstate offers Scheduled Personal Property (SPP) coverage to
help protect your valuables.
These items can include jewelry (such as engagement and
wedding rings), fine art and musical instruments. Sports
equipment, such as golf clubs, can also be covered by SPP.
In addition, SPP can cover valuables stored outside of your
home in a safe deposit box or bank. And if you work from home
and use computer or audio-visual equipment for business
purposes, SPP can cover these items as well.
Already Have SPP?
Even if you currently have SPP coverage, it's a good idea to
review your coverage annually. It's possible that the value of
your property has changed or that you have purchased new
items that have not been added to your coverage.
Affordable Coverage
The cost of SPP coverage varies, but the value of your property
is the best way to determine how much coverage you
need —the rates are generally a small percentage of the total
value of the items you're insuring. This could mean that your
valuables are being protected for only a fraction of the cost.
To learn more about SPP coverage, or if you have any questions
about your insurance policy in general, contact your Allstate
representative, or visit us at allstate.com.
Important notices
Policy number: 987 647 793
Policy effective date: May 19, 2021
Subject to availability and qualifications. Other terms, conditions and exclusions may
apply.
X72485
A Statement Regarding Flood Insurance
Your homeowners or dwelling policy does not cover damage to
dwellings, other structures, and in most cases personal
property, caused by flooding. The federal government offers
flood insurance through the National Flood Insurance Program
to residents of communities that participate in its program.
You can learn more about the National Flood Insurance
Program at www Nodsmart gov or by calling (888) 379-9531.
You may also contact your Allstate representative at
1-800-ALLSTATE@ (1-800-255-7828).
Here are some important facts you should know:
• Flood insurance policies are available for qualifying homes
located in a community that is a participant in the NFIP.
Some lenders, as a condition of your mortgage, will require
that you purchase flood insurance. You should confirm
with your mortgage lender or the NFIP if you are required to
purchase flood insurance. Even if you are not required to
purchase flood insurance as a condition of your mortgage,
you should consider purchasing it as part of the overall
protection for your home. This decision is completely
yours to make.
You do not have to be located in a special flood hazard
area or be close to a body of water to be exposed to
flooding. The risk of flood is present for most homes as
floods can be caused by storms, melting snow, heavy rains,
dam failures, or other causes. This is why you should
consider flood insurance even though it is not required by
your lender, or if you do not live in a special flood hazard
area or near a body of water.
• You must complete a separate application in order to
purchase flood insurance; it is not part of your
homeowners insurance application.
Flood insurance policies have two types of coverage:
structural coverage for your home and the items that are
permanently attached and contents coverage for your
personal property within the home. Structure and contents
coverages are purchased separately and carry separate
deductibles.
• Generally, there is a 30-day waiting period for a new flood
insurance policy to become effective. However, there is no
Page 2 of 2
waiting period if the flood policy is purchased in
conjunction with a mortgage loan.
The handling of federal flood claims is strictly regulated by the
Federal Government, which requires that flood claims be
adjusted and paid on a different basis than your homeowners,
renters, condominium owners, or mobile home insurance
claims. In addition, federal flood insurance claims are paid with
federal funds.
X72771
Privacy Statement
Policy number: 1987647 793
Policy effective date: May 19, 2021
Thank you for choosing Allstate. We value you, respect your
privacy and work hard to protect your personal information.
This statement is provided on behalf of Allstate Insurance
Company and the affiliates ("Allstate") listed at the end of this
notice. We would like to explain how we collect, use and share
the information we obtain about you in the course of doing
business.
Our Privacy Assurance
• We do not sell your personal or medical information to
anyone.
• We do not share your information with non -affiliate
companies that would use it to contact you about their
own products and services, unless permitted pursuant to a
joint marketing agreement.
• We require persons or organizations that represent or
assist us in servicing your policy and claims to keep your
information confidential.
• We require our employees to protect your personal
information and keep it confidential.
As you can see, protecting your personal information is
important to us. In addition to the practices described above,
we use a variety of physical, technical and administrative
security measures that help to safeguard your information. For
Social Security Numbers (SSN), this includes restricting access
to our employees, agents and others who use your SSN only as
permitted by law: to comply with the law, to provide you with
products and services, and to handle your claims. Also, our
employees' and agents' access to and use of your SSN are
limited by the law, our policies and standards, and our written
agreements.
Our privacy practices continue to apply to your information
even if you cease to be an Allstate customer.
What Personal Information Do We Have and Where
Do We Get It
We gather personal information from you and from outside
sources for business purposes. Some examples of the
information we collect from you may include your name, phone
number, home and e-mail addresses, driver's license number,
Social Security Number, marital status, family member
information and healthcare information. Also, we maintain
records that include, but are not limited to, policy coverages,
premiums, and payment history. We also collect information
from outside sources including, but not limited to, insurance
support organizations that assemble or collect information
about individuals for the purpose of providing to insurance
companies. This information may include, but is not limited to,
B2077
Page 1 of 2 WAllstate.
You're in good hands.
your driving record, claims history, medical information and
credit information.
In addition, Allstate and its business partners gather
information through Internet activity, which may include, for
example, your operating system, links you used to visit
allstate.com, web pages you viewed while visiting our site or
applications, Internet Protocol (IP) addresses, and cookies. We
use cookies, analytics and other technologies to help:
• Evaluate our marketing campaigns
• Analyze how customers use our website and applications
• Develop new services
• Know how many visitors have seen or clicked on our ads
Also, our business partners assist us with monitoring
information including, but not limited to, IP addresses, domain
names and browser data, which can help us to better
understand how visitors use allstate.com.
How We Use and Share Your Personal Information
In the course of normal business activities, we use and share
your personal information. We may provide your information
to persons or organizations within and outside of Allstate. This
would be done as required or permitted by law. For example,
we may do this to:
• Fulfill a transaction you requested or service your policy
• Market our products
• Handle your claim
• Prevent fraud
• Comply with requests from regulatory and law
enforcement authorities
• Participate in insurance support organizations
The persons or organizations with whom we may share your
personal information may include, among others:
• Your agent, broker or Allstate -affiliated companies
• Companies that perform services, such as marketing,
credit card processing, and performing communication
services on our behalf
• Business partners that assist us with tracking how visitors
use allstate.com
• Other financial institutions with whom we have a joint
marketing agreement
• Other insurance companies that play a role in an insurance
transaction with you
• Independent claims adjusters
• A business or businesses that conduct actuarial or
research studies
• Those who request information pursuant to a subpoena or
court order
Repair shops and recommended claims vendors
The Internet and Your Information Security
Privacy Statement
Policy numbun 987647793
Policy effective date: kAay1g,2D21
VVuuse cookies, ona|yUosand other technologies tohelp uo
provide users with better service and amore customized web
experience. Additionally, our business partners use tracking
services, ana|yticuand other technologies tumonitor visits to
aUstate.com.The vvebsitumay also use Web beacons (also
called "clear G|Fo"or"pixel togo")|nconjunction with cookies,
Ifyou prefer, you can choose tonot accept cookies bvchanging
the settings onyour web browser. Also, ifyou would like to
learn about how vvegather and protect your information over
the Internet, please see our online privacy statement located at
the bottom ofthe aUutata.cnmhomopago.
Tolearn more, the mUstote.comPrivacy Statement provides
information relating toyour use nfthe woboite.This includes,
for example, information regarding:
1) How wecollect information such as|Paddress (the
number assigned toyour computer when you use the
Internet), browser and platform types, domain names,
access times, referral data, and your activity while using
our site;
2) Who should use our webyito;
3) The security ofinformation over the Internet; and
4) Links and co -branded sites,
How You Can Review and Correct Your Personal
Information
You can request tnreview your personal information contained
inour records atany time, Tndnthis, please send aletter to
the address below requesting tosee your information for the
previous two years. |fyou believe that our information |n
incomplete urinaccurate, you can request that vvacorrect it.
Please note vvomay not beable toprovide information relating
toinvestigations, claims, litigation, and other matters. VVewill
behappy tomake corrections whenever possible.
Please send requests to:
Allstate Insurance Company Customer Privacy Inquiries
POBox 66USg8
Dallas, TX75266-O598
Your Preference for Sharing Personal Information
VVowould like -to share your personal information with one or
more Allstate affiliates |norder tnmake you aware vfdifferent
products, services and offers they can provide. However, you
can request that Allstate and its affiliate companies not share
your personal information with our affiliates for marketing
products and services.
Turequest that wonot allow otherAllstate affiliates tnuse
your personal |nformatkjntomarket their products and
services, you can contact umbycalling 1'8OO'856-2G18
twenty-four hours aday, seven days aweek. Please keep in
mind that itmay take uptofour weeks toprocess your request.
Page 2 of 2
Myou previously contacted unand asked uonot toallow other
Allstate affiliates touse your personal information, your
previous choice still applies and you dnnot need tocontact us
again. |fyou would like tochange your previous choice please
call the number above otany time.
We Appreciate Your Business
Thank you for choosing Allstate. VVeunderstand your concerns
about privacy and confidentiality, and wehope this notice has
been helpful toyou. VVevalue our relationship with you and
look forward tokeeping you (nGood Hends(ql.
}fyou have questions urwould like more information, please
don't hesitate tocontact your Allstate agent urcall the Allstate
Customer Information Center at1-8OO'ALLSTATE,
VVereserve the right tochange our Privacy practices,
Allstate
The Allstate family pfcompanies, LSASecurities, Doorbrook
General Agency, |nC.,Deerbro¢kInsurance Company, North
Light Specialty Insurance Company, Northbrook Indemnity
Company.
Please Note: Allstate affiliates American Heritage Life
Insurance Company, Castle Key Insurance Company and
Castle Key Indemnity Company participate ininformation
sharing with the affiliates listed above, but have aseparate
privacy notice for their customers,
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